Auto Insurance

Kentucky has specific laws about auto insurance and how fault is assigned in an accident. Contact Ison Insurance Agency, Inc. in West Liberty, Kentucky, to learn how Kentucky’s auto insurance laws may apply to your situation and to get a quote.

What Is Auto Insurance?

Auto insurance is a contract between you and an insurance company designed to help protect you financially in the event of an accident or other unexpected incidents involving your vehicle. It may provide coverage for damage to your vehicle, liability for injuries or damage to others and medical expenses for you and your passengers, depending on your chosen policies.

Why Do I Need Auto Insurance?

In West Liberty, Kentucky, having auto insurance is a legal requirement. Without insurance, you could be responsible for covering many accident-related expenses out of pocket, which can be financially devastating.

What Does Liability Insurance Cover?

Liability insurance can help provide coverage for injuries or property damage you cause to others while operating your vehicle. This includes medical expenses for the other party’s injuries, repair costs for their vehicle or property, and legal fees if you’re sued because of the accident.

Liability insurance does not cover damage to your vehicle or your medical expenses. Kentucky law requires personal injury protection to help pay for accident-related injuries for you and your passengers.

Contact Us

Contact Ison Insurance Agency, Inc. today. Our agents can help you explore your options, including full coverage auto insurance.